Benefits Planning Query: If you receive Social Security's SSI or SSDI benefits, the Calculator will be much more helpful when you put in current, accurate information about your benefits and your work history. You can get this history and information by ordering a free statement from Social Security called the Benefits Planning Query, or BPQY. You can request your BPQY at the local Social Security office, or by calling 1-800-772-1213.
Here's how the Benefits to Work Calculator works:
- First, gather as much information as you can. A BPQY will be very helpful. Gather recent bank statements and letters from Social Security. You'll also want pay stubs or income records if you have worked since you've been using benefits.
- When you start the Calculator, you'll tell us about your current and recent benefits.
- Next, you'll enter information about possible "earnings scenarios" - different jobs that you might want to consider.
- At the end, the Calculator will make some predictions about what may happen to your benefits if you take those jobs.
Important: The Calculator is a strong tool for helping you plan. It cannot take into account all the variables that may affect your benefits. The results in the Calculator may vary from what really happens. If you're thinking about getting a job, we recommend that you use this tool and visit a trained Benefits Planner to discuss the estimates the tool gives you. You can find one in your area by clicking here .
Privacy: Any data you enter into DB101 calculators or store when you save a session is kept completely confidential. DB101 does not share any information from users with any other websites, government agencies, or outside organizations.
This Benefits Calculator is made possible by a grant from the Centers for Medicare and Medicaid Services (CMS), Grant Number 11-P-93058/2-0.
For further information about the NJ Medicaid Infrastructure Grant (MIG) or the NJ Comprehensive Employment Systems Grant (CES) contact:
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Benefits to Work: Introduction
Our Benefits to Work Calculator is a helpful tool that will show you how your benefits might change if you took a job. It's designed for job seekers 18 to 65 years of age.
